TRAVELCARD - OYSTER CARD - WHICH ONE?

For the first time and/or occasional visitor to London it can be very confusing to understand not only the differences between the Travelcard and the Oyster Card but which is best under given circumstances. To understand the basics please read our two relevant pages, for Travelcards and for Oyster Cards.
On this page we will go through some of the main differences and explain when you might want to use one over the other.
First and foremost the main difference is a Travelcard requires a one off fee and is valid for the exact days you specify. An Oyster Card holds your credits and is only debited when it is used. So if your dates of travel within London are flexible or on non-consecutive days an Oyster card is likely to be your best. Even more so when you remember the main cost saving benefits for the Oyster Card are for single journeys or travel on one particular day. All single cash fares (that where you pay for an individual journey on a one -off basis) are cheaper if you pay with an Oyster Card. For example an adult single fare on the tube using zones 1-6 is £4, but pay with Oyster and you are debited either £3.50 (07.00 till 19.00) or £2 off-peak, that's the single journey benefit.
The next designed advantage for the Oyster is its daily caps. This means that you keep making journeys using London's transport system and paying each individual time but once the amount you have paid in total for the whole day hits the cap rate you will not be charged any more for any journey that day. This daily fare cap is set at BELOW the 1 day travelcard.

So why would you ever you ever buy a 1 day Travelcard instead of an Oyster Card?

Firstly because their are inconveniences involved with an Oyster card. You have to pay a £3 deposit and to claim this back will need to take the time to claim it back at ticket office if the total left on the card is less than £5 and fill out a form and wait for a cheque if its more. You can also get your money back by sending the card to the Oyster helpline.

Secondly you can only use the Oyster Card where the station has the reading machines fitted. Currently this excludes a large number of National Rail Stations that are within London, these are known as London connections. Mostly these are to the south of London.
To see all national rail stations within London that are covered and not covered see map >>>here.
So if you will be using parts of the national rail network without Oyster PAYG then you need a travelcard. Please note this is not something that affects the tube or London overground, it is only an issue with the national rail stations.

Thirdly currently their are a number of special offers, especially 2for1 offers, for holders of Travelcards and other types of paper tickets. These are specifically for attractions and places of interest in London. If any of these offers are something you could benefit from then the Travelcard becomes the best option.

Please note however only paper Travelcards issued by a rail station and have the rail logo on it (it looks like Crows feet ) are valid for 2for1 promotions. Also you can only visit the attractions on days your Travelcard is valid for. If you are purchasing a 7 day or longer travelcard make sure you purchase it from a rail station and are issued with a paper ticket. 7 day+ from tube stations come on an Oyster card.
>>>See list of 2 for 1 offers in London

Fourthly there's the security angle. If you Travelcard is lost or stolen you've lost your money. If you have an Oyster Card and register it, then you can claim the money back that was left on the card if its lost or stolen.

Fifthly there's a benefit to having a Travelcard ON your Oyster card. When you store a travelcard on your Oyster card and do away with the need for a paper ticket you are covered for lost or stolen cards but also gain the advantage of being able to juggle both payment types. If you have a Travelcard for a limited number of zones, if you find you have need to travel into a different zone you will be automatically charged at the Oyster cheaper rate for that journey which would not be covered by the Travelcard. Using your Oyster this way means you can still use it at National rail stations without PAYG as an normal Travelcard. Don't forget you can actually load a Travelcard onto an Oyster card.

However Travelcards loaded onto an oyster card are not valid for 2for1 promotions.

3 Day Travelcard
Again with a Travelcard you will the chance of 2 for 1 offers at London attractions. However over 3 days the Travelcard is cheaper (or about the same) on a like for like basis than if you hit the Oyster cap for 3 days. For example a 3 day Travelcard for zones 1-6 is £40 at peak hours. The Oyster Cap would give you 3 days for £39.90. But again the benefits for the Oyster Card is that your days of travel do not need to be on 3 consecutive days and if you travel less than you thought you would you may be paying a lot less than £13.30 on any given day (since a single journey on say the tube would be £3.50 peak per journey).
But the crunch....a 7 day or more Travelcard can be used at anytime and costs little more than the 3 day card, so for most people the seasons tickets of 7+ days will be better value.

7 Day Travelcard
7 days and more are called season tickets and they are only issued on an Oyster Card if you purchase one from a tube station (rail stations issue paper travelcards). So once you go for the 7 day+ option you'll have an Oyster card anyway if you purchase from a tube/underground station. However you will still need to add credit to the Oyster separate from the Travelcard if you you want to use it outside the travel limits of the Travelcard. These cards offer good value when compared to Oyster 1 day caps x7. See the table below for a comparison.

There is a big difference in what is termed peak rate travel between the two cards:
Travelcard Peak Hours: 04.30 till 09.30
Oyster Card Peak Hours: 07.00 till 19.00 (7 pm)

Tube, DLR and London Overground - Child fares
under 16's charged at child rate when presenting an Oyster Photocard
Under-5s free. Must be accompanied by someone using a valid ticket, Oyster PAYG or has a freedom pass.
5 to 10yrs free, must have a 5-10 Oyster Photocard if unaccompanied
5 to 10yrs free, but maximum of 4 per adult with a valid ticket if the children have no 5-10 Oyster photocard.
11 to 17yrs pay child rate when using an Oyster Photocard

Buses and Trams - Child Fares
under 16's free.
Under-5s Must be accompanied by someone using a valid ticket, Oyster PAYG or has a freedom pass.
5 to 10yrs free, do not need to be accompanied, do not need a ticket or Oyster Photocard
11 to 15yrs free when using an Oyster Photocard
16 to 17yrs pay child rate when using an Oyster Photocard
Those 16 to 18-year-olds who live in a London borough and are full-time education free when applying for the concession